Tax & Pay Calculator
Estimate take-home pay after federal income tax, Social Security, Medicare, state withholding, and pre-tax deductions.
How this estimate works
This calculator uses 2026 federal tax brackets and standard deductions plus 2026 employee FICA rates. It is for planning, not payroll or tax filing. Actual withholding can differ because your Form W-4, credits, bonuses, tips, local taxes, year-to-date wages, benefit tax treatment, and employer payroll method matter.
State tax: the state figure is a simplified planning estimate rather than a full state withholding worksheet. States without a broad wage income tax are treated as 0%. Check your pay stub and state revenue department for your actual withholding.
Official sources: IRS Publication 15-T · IRS Publication 15 · Social Security wage base